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Isithebe | Specialised Financial Wellness Solutions              

Isithebe Financial Wellness is a B-BBEE Level 1, BankSETA-accredited company specialising in the delivery of employee wellness programmes. Drawing on our extensive experience in investment management and psychological and emotional wellness, we have developed a unique, multi-disciplinary skillset. This allows us to develop customised financial wellness programmes tailored to the specific needs of our clients. No two organisations face the same challenges, so we will never recommend an off-the- shelf solution. Our Vision: Financial health and emotional wellbeing Through raising awareness and transferring skills, we are committed to transforming the narrative of South Africans on financial and psycho socio-economic issues. 

Our mission to build a financially knowledgeable community by providing financial wellness programmes to employees. Our approach involves guiding employees towards financial education, helping them achieve financial mastery by applying concepts to their lives, and fostering positive financial habits through small, rewarding changes. The ultimate goal is financial wellness, which reduces stress and improves overall well-being, creating shared value for both employees and employers through increased productivity and engagement.

Our Process

We provide high impact benefits education by fully integrating all your benefits into your custom programme, so employees can successfully navigate benefits changes and best use their benefits to achieve their financial goals.

Achieving Financial Wellness is a state where an individual has minimal financial stress, having eliminated high-interest debt and living below their means. They've built a savings fund for emergencies, protected their income and assets from loss, and continuously plan to reach their future financial goals, ensuring a secure and stable financial future.


When we design a customised financial wellness programme, we ensure that it creates awareness about the need to change behaviour and equips individual participants with the skills and information required to enable them to effect lasting and meaningful change and become more productive. Financial Wellness is impacted by multiple dynamics, all of which are taken into account when we design and deliver our programmes. 


The ultimate goal is to strengthen the linkages between the key pillars of wellness: financial wellness, emotional wellness, and physical wellness. Topics to be addressed include: 

  • Enhancing the ability and confidence to communicate about black tax/ sandwich family difficulties 
  • Assisting in entrenching positive attitudes towards managing personal finances 
  • Boosting the confidence of individual South Africans when planning effectively for future financial needs
  • Providing helpful tips to reinforce how to take care of self for improved productivity 
  • Navigating the legalities of estate planning and other legal contracts

We believe that changing is not an event, but an ongoing process. This belief underscores the support we provide to individual participants as they learn and grow, and our commitment to monitoring and evaluating their progress until they reach their personal wellness goals. 

Our approach to addressing the challenges experienced by individuals incorporates both proactive and reactive interventions. Rewarding individuals is important to reinforcing positive behaviour and incorporating a rewards system into the programme tends to be beneficial. Ours is a beyond awareness approach. 


Empower Your Employees with Isithebe

At Isithebe, we help organisations strengthen their people through financial education that transforms how employees think, plan, and live. Our workshops and training programmes are designed to meet employees where they are in their financial journey — helping them make informed decisions, reduce stress, and build lasting financial wellbeing.

We partner with companies to deliver practical, engaging training that covers every stage of working life:

  • #EarlyStart – Helping young adults step confidently into their first job with essential financial life skills.

  • #Onboarding – Supporting new employees as they adjust to earning, spending, and managing workplace benefits.

  • #Reconcile – Boosting financial wellbeing by learning how to make the most of your salary, manage debt, and grow wealth.

  • #PreRetirement – Guiding employees nearing retirement to plan wisely, protect savings, and prepare for a confident transition.

  • #GEPF – Empowering government employees to understand and navigate their unique Government Employees Pension Fund benefits.

Isithebe helps companies create a financially resilient workforce.
When employees are confident with money, they are more focused, engaged, and productive at work.

Partner with Isithebe today to invest in your people and their financial futures.


Visit the Services page to browse our many offerings

Business Finance Planning 

The Business Finance Planning course from Isithebe Financial Wellness is a transformative learning experience designed to uplift and empower small businesses through practical financial education. Many entrepreneurs operate with passion and skill, yet feel overwhelmed or uncertain when it comes to managing their business finances.


Partnering with Isithebe Financial Wellness is more than just providing training. It is helping small businesses become confident and capable contributors to the South African economy. It is empowering entrepreneurs to step into their potential, break long standing barriers, and build legacies that last. When you invest in financial education, you invest in resilience, opportunity, and growth.

Visit the Services page to browse our many offerings

Our Clients

Revolutionizing Financial Wellness: Isithebe Partners with My GOTO

We're thrilled to announce an exciting partnership between Isithebe Financial Wellness and My GOTO, two innovative leaders in financial education and empowerment. This dynamic collaboration brings together Isithebe's expert workshops, training, and education with My GOTO's comprehensive financial resource platform, creating a game-changing solution for corporate clients and employees alike.

Unlocking Financial Freedom
Isithebe's proven track record in delivering financial education to employees through engaging workshops and training programs perfectly complements My GOTO's cutting-edge platform. My GOTO's vast library of articles, topics, and tools covers all financial life stages, providing employees with the knowledge and confidence to make informed decisions about their financial futures.

Dream Builder Tools
My GOTO's innovative Dream Builder Tools hub turns complex money questions into simple answers. With calculators for debt, car finance, property purchases, education, weddings, and even long-term investments, plus downloadable guides to walk you through each step, you’ll see the real impact of your decisions - helping you plan smarter, save more, and confidently build the future you want.

A Powerful Partnership
This partnership is a strategic win-win for corporates and employees. By combining Isithebe's expertise in financial education with My GOTO's advanced platform and AI-driven support, we're poised to:
- Enhance employee financial literacy and well-being
- Boost productivity and job satisfaction
- Support corporate goals and objectives
- Foster a culture of financial wellness and resilience

Join the Movement

Together, Isithebe Financial Wellness and My GOTO are committed to revolutionizing financial wellness and empowering employees to achieve their financial goals. Discover the benefits of this powerful partnership and unlock a brighter financial future for your organization and its people.


Manage Your Money

"Take the Rocket Science out of Finances"

Sandra Mokhonoana -Founder, Facilitator & Financial Expert

With a passion for empowering individuals to take control of their financial futures, Sandra founded Isithebe, a pioneering organization dedicated to promoting financial wellness and literacy. Through a comprehensive range of seminars, workshops, and one-on-one consultations, Sandra equips her clients with the essential tools and knowledge to make informed decisions about budgeting, investing, retirement planning, and more.

Sandra's commitment to financial empowerment is rooted in her deep-seated belief in the transformative power of financial wellness. She has witnessed firsthand the profound impact that financial freedom can have on individuals, families, and communities. Through Isithebe, Sandra has created a supportive ecosystem that fosters financial growth, stability, and confidence.

As a seasoned financial expert, Sandra Mokhonoana possesses a remarkable ability to demystify complex financial concepts and make them accessible to all. Her personalized approach, honed through years of working with diverse clients, ensures that each individual receives tailored guidance that aligns with their goals, values, and aspirations. The success stories of those who have worked with Sandra are a testament to the effectiveness of her approach. Countless individuals have reported significant improvements in their financial situations, from reducing debt and increasing savings to investing wisely and building sustainable wealth.

Building on the success of Isithebe, Sandra has recently launched My GoTo, a cutting-edge financial portal that houses her extensive expertise and resources. This innovative platform provides users with a comprehensive toolkit for managing their finances, including personalized advice, interactive calculators, and expert-led webinars.

Through Isithebe and My GoTo, Sandra continues to empower individuals to take control of their financial destinies. Her tireless dedication to promoting financial wellness and literacy has made a lasting impact on the lives of countless people, and her legacy is sure to inspire future generations to prioritize their financial freedom.

Make Your Money Work For You

This is Why You are Not Saving Money